Cornell Cooperative Extension

Columbia and Greene Counties
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​Clear the Clutter & Get Organized

  • Wednesday, June 26, 2019, 6:00 PM - 7:30 PM

Date: Wednesday, June 26

Time: 6:00 to 7:30 pm

Location: Heermance Memorial Library; 1 Ely Street, Coxsackie 12051

Cost: FREE

Registration deadline:Monday, June 24

Register online or call the library at 518-731-8084

Presenter: Theresa Mayhew, CCE Resource Educator

Many of us have come to regard home organization as a year-long challenge – not just a New Year’s resolution. Sometimes it takes a life event such as illness or moving to a new home to motivate us to take action. For others, procrastination gets in the way. Dealing with a lifetime accumulation of paper and oodles of possessions can be daunting but you can learn how to gain control of the stuff in your home. Attendees will learn their clutter personality type and ways to deal with it. The program will cover overcoming obstacles, storage options and paper overload. It will also look at how to deal with financial records, general papers, clothing, keepsakes and collections. Information on where to sell or donate your no longer needed, wanted or used items will also be shared. Reclaim your living space and recharge your life!

Fee

Free

Learn More

https://reg.cce.cornell.edu/Clutter2019clear_210

Location

Heermance Memorial Library
1 Ely Street
Coxsackie, NY 12501

Last updated May 21, 2019

Get Your Personal Finances on Track!

Here are a few tips to help you get started.

  • Create a budget.The first step toward taking control of your financial life is to find out how much money you take in and how much you spend. Use our budget worksheet to get started.
  • Pay yourself first. Consider using a payroll savings plan to automatically deposit a certain amount of money into your savings account each payday.
  • Keep credit card use under control. Got a credit card? Remember, incidental purchases add up. Paying only the minimum amount due each month can result in finance charges that quickly make small purchases very costly. Your credit also can take a hit. If possible, pay your full balance every month.
  • Protect your personal information. Reduce your risk of identity theft. Here’s how: Ask questions before sharing your personal information and know who you’re sharing the information with; store and dispose of your personal information securely; and maintain appropriate security on your computers and other electronic devices. While you’re at it, check out the warning signs that someone might be using your personal information.
  • Order your credit report from annualcreditreport.com. Make sure the information is accurate, complete, and up-to-date before you apply for a mortgage or other loan, buy insurance, or apply for a job. If you find errors, dispute them.
  • Learn about your options, and what to expect at the dealership, before you lease or finance a new or used vehicle.
  • Comparison shop for home loans and mortgages. A mortgage is a product, just like a car, so the price and terms may be negotiable. You’ll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating can save you thousands of dollars.

Please share our resources with friends, family, coworkers, and neighbors. And if you have a financial tip of your own, post it in our Comments section.

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